Capital Treasury Account

Requirements

Eligibility

Restricted depositors as defined by the Class 1(2) FSA licence and Capital International Bank's risk appetite.

Minimum balance

£0

Maximum balance

Up to 14:30 - no maximum intra-day balance prior to 14:30. Any monies not paid away before the 14:30 cut off will be moved to the Excess Fiduciary Account (EFA) by Capital Intentional Bank.

Features

Linked accounts

Upon opening a CTA, an associated EFA is also provided. Any funds not instructed to move out of the CTA before the 14:30 cut-off will be transferred to the EFA.

Overdraft facility

No overdraft facility currently

Inward and outward payment capability

Yes

Confirmation of Payee ("CoP")

Yes - CoP is available for GBP CTA accounts and when creating GBP domestic beneficiaries. Learn more about Confirmation of Payee.

Foreign exchange availability

Yes - across 2 CTAs held in different currencies

Currencies

GBP, EUR, USD, HKD, AUD, SGD, CAD and JPY

Balance sheet exposure

Capital International Bank

Outward payment cut off times

14:30 (with authorisation by 14:45)

Inward payments cut off times

14:30 – inward payments received after this time will be applied to your CTA the following working day.

Internal transfer cut off times

CCA or EFA to CTA - 14:00 (with authorisation by 14:15)
CTA to CCA or EFA - 14:30 (with authorisation by 14:45)

Interest accrual application

Daily accrual, monthly application

Interest Payment

Applied to account only

Interest rate change notice period

7 calendar days

Interest rates

Click here

FX trading cut-off

CTA FX desk opening hours are 08:30 to 14:30 Monday to Friday, excluding UK bank holidays.

Covered by Depositors Compensation Scheme?

Please note: All times are quoted in GMT (BST).

Compare our accounts

Eligibility

Restricted depositors as defined by the Class 1(2) FSA licence and Capital International Bank's risk appetite.

Holders of a CTA

Holders of a GBP, USD or EUR CTA with available funds of 1m+ in the currency to be placed.

Holders of a GBP, USD or EUR CTA with available funds of £250,000 - £1M or currency equivalent.

Overdraft facility

No overdraft facility currently - note fees, charges and negative interest may take your account overdrawn, but no client payment / FX activity can take an account overdrawn)

No overdraft facility currently

No overdraft facility

Interest accrual

Daily accrual, monthly application

Daily accrual, application on maturity

Interest rate change notice period

7 calendar days

Immediate

Rate fixed during term

Interest payment

Applied to account only

Applied to CTA on maturity

Interest rates

View interest rates

Fees

View fees

Bank

Bank

Requirements

Eligibility

Minimum balance

Maximum balance

Features

Linked accounts

Overdraft facility

Inward and outward payment capability

Confirmation of Payee ("CoP")

Foreign exchange availability

Currencies

Balance sheet exposure

Outward payment cut off times

Inward payments cut off times

Internal transfer cut off times

Interest accrual application

Interest Payment

Interest rate change notice period

Interest rates

FX trading cut-off

Covered by Depositors Compensation Scheme?

Please note: All times are quoted in GMT (BST).

Compare our accounts

Capital Call Account