Where you hold cash in your Trading Account pre or post investment dealing activity, that cash attracts credit interest in GBP and USD
as outlined below.
However, if you are holding cash in your Trading Account pending investment but are unlikely to invest it shortly, you can earn interest on that money by transferring it from your Trading Account to the Premier Rate Money line within the investment account you hold with us. For the avoidance of doubt, you still have one investment account with Capital and within this account you will see both a Trading Account line and a Premier Rate Money line.
To do this, you can instruct our Dealing Team (
dealinggroup@capital-iom.com) to move a specified amount of your cash from the Trading Account to the Premier Rate Money line. Following receipt of your instruction prior to the 15:00 (Isle of Man time) cut-off, cash will be transferred the same day. In the event that we receive a request to transfer the full balance of your Trading Account line, we reserve the right to retain a balance to cover 3 months of upcoming account fees.
Should you wish to invest any cash you hold in the Premier Rate Money line, you must first instruct our Dealing Team
(
dealinggroup@capital-iom.com) to transfer the relevant amount of cash from the Premier Rate Money line to the Trading Account line. Cash will be moved for value 2-3 working days after receipt of your instruction prior to the 17:00 (Isle of Man time) cut-off.
Only then can any dealing instruction you wish to make be executed. Interest payable on Premier Rate Money, as varied from time to time, will be applied to your Trading Account as outlined in the interest rate table below:
